UPay Business API: Crypto Payment Gateway & Branded Card Issuing

Expand Your Customer Base

Focus on your choice, experience, and design. As a result, you will enjoy a product strictly following your requirements.

Enhance User Engagement & Retention

Keep customers engaged with real-time balance tracking, crypto-to-fiat conversion, and a fully branded user experience. UPay’s solution helps transform new users into loyal, long-term customers, improving retention rates and customer lifetime value.

Full Integration & Branding

Integrate in under 3 weeks with your existing exchange or fintech platform through robust APIs. Maintain your branding across cards, apps, and dashboards for a consistent, professional experience.

Reduce Costs & Accelerate ROI

Eliminate the expense and complexity of building card issuance systems, payment rails, and compliance infrastructure. Focus on growing your business while UPay handles the backend, security, and compliance.

Choose your design, colors, and branding elements

We take care of the rest.

From card issuance to production and delivery.

Your users receive a card that fully reflects your brand identity, ensuring a seamless and professional customer experience.

UPay offers two distinct card models to suit your business needs:

Virtual cards for instant digital payments, and physical cards for real-world spending.

Both models integrate smoothly with your platform, giving your users a versatile and complete financial solution.

Boost engagement and loyalty with customizable programs and incentives.

Reward users for transactions, referrals, or milestones, turning your cards into powerful tools for user retention, engagement, and growth.

131

Clients

45K

Cards issued

$300M

Transaction volume

Benefits of UPay API

Integrate UPay’s white-label fintech solution directly into your platform with a flexible, developer-friendly API. From card issuance and transaction management to real-time user balances, you get full control without the complexity.

Instant Issuance & Control

Create, manage, and track cards and transactions in real time.

Seamless Integration

Connect exchanges, wallets, and fintech apps easily — no heavy infrastructure required.

Scalable & Reliable

Built to grow with your business, with secure high-concurrency and compliance-ready operations.

Developer-Ready

Comprehensive docs, sandbox testing, and technical support for smooth implementation.

Crypto Card Use Cases for Businesses

White-label crypto card infrastructure for global Web3, fintech, and payment platforms.

Exchanges & Trading Platforms

Enable instant crypto spending and seamless fiat off-ramp solutions for your users.

Wallet Providers

Turn crypto wallets into spendable financial tools with integrated card capabilities.

DeFi & Lending Platforms

Unlock liquidity from staked assets for real-world payments without liquidation.

Web3, GameFi & DAOs

Allow users to spend token rewards, earnings, and DAO payouts globally.

Cross-Border Payments & Remittance

Enable fast, low-cost international transfers with instant card spending.

Fintech & Neobanks

Offer hybrid fiat + crypto card experiences for modern digital banking users.

Freelance & Global Payroll

Simplify international payouts with crypto disbursement and instant card usability.

E-commerce & Retail

Convert rewards and loyalty value into usable crypto spending power.

Launch Your White-Label Crypto Card Program

Deploy a branded crypto card solution with fast integration and global reach.

Support USDT (TRC20/ERC20/BEP20) and USDC for instant spending worldwide.

Multi-chain stablecoin support(USDT, USDC)

Low-cost transactionstructure with no hidden top-up fees

Global acceptancein 180+ countries

Apple Pay & Google Pay, Alipayenabled

Built-in KYC/KYB, KYT & AMLcompliance

Fully scalablewhite-label infrastructure

Get Started with UPay

launch your white-label cards, programs, and API integration - fast, secure, and fully branded for your platform.

White-Label Card Issuance Solution